Home > Insights > Blogs > Credit Report > "deed-of-trust"

Credit Report

Credit Report

(By accessing, browsing or using the pages below, you agree to the Blog Conditions of Use/Disclaimer available under "Links.")

Posts

Valuation of affordable housing projects in bankruptcy – a muddied landscape

Mark Bossi September 22, 2016
Credit Report_default blog

A divided panel of the 9th Circuit Court of Appeals recently held that rent restrictions should not be considered when valuing a secured creditor’s interest in an affordable housing project that the debtor proposes to retain under a plan of reorganization. READ MORE

Mortgage buyer’s thin paper trail sufficient to avoid summary judgment in borrowers’ favor

Jeff Fink January 16, 2014
mortgage-buyers-thin-paper-trail-650x510

Disastrous results can befall a financial institution that buys a mortgage loan but does not obtain or keep adequate documentation related to the purchase. Yet over the past several years, many mortgages have exchanged hands with little-to-no supporting documentation. As recent cases have shown, deficient documentation has often caused headaches for financial institutions when they try to foreclose. READ MORE

Lien for jointly-owned property may be invalid if only one spouse signs deed of trust

Jeff Fink October 23, 2013
Signing Documents

Occasionally mortgage lenders require only one spouse to sign a deed of trust (or mortgage) and allow the other spouse to sign a separate document consenting to the loan transaction. But, as a Missouri appellate court ruled recently, this practice could leave the lender with an invalid lien if both spouses own the property. READ MORE