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HEALTH AND WELFARE PLANS

The laws regulating employer health plans have been changing in recent years and are likely to change even more in the future. We help clients comply with laws such as COBRA, HIPAA and the ACA, and keep clients apprised of developments important to them. We assist with health plan design issues, including consumer-driven plans. Services include preparation of plan documents, review and negotiation of administrative services agreements, and assistance with compliance issues.

The Patient Protection and Affordable Care Act enacted in 2010 imposes substantial rules and regulations on employers relating to the provision of health care benefits to their employees. We have dedicated members of the employee benefits practice group who concentrate on these rules, as well as Congressional proposals for changes to the rules, so that we can deliver advice and assistance to our clients in an efficient manner.

The Health Insurance Portability and Accountability Act ("HIPAA") significantly increased the legal requirements for group health plans in the areas of health care portability, non-discrimination based on health factors, and privacy and security of health care records. We assist clients in a variety of ways, including the review of plans for compliance with the HIPAA portability and non-discrimination rules and the establishment of appropriate documents and procedures for compliance with the privacy and security rules.

In addition, we assist clients in complying with COBRA. We prepare and review initial COBRA notices, notices following a qualifying event, and COBRA descriptions contained in plans and summary plan descriptions. We also advise clients on COBRA compliance issues.

Publications

Challenge to PBGC Pension Bailout Liability Rules Denied by U.S. Bankruptcy Court

New Wave of ERISA Lawsuits Attack Self-Funded Health Care and Wellness Plans on Tobacco Surcharges

Federal Court Finds that ERISA Preempts Illinois Genetic Privacy Act Claim

2024 Privacy Rule

EEOC releases new “Know Your Rights” job discrimination poster

California raises minimum wage for all employers

Illinois Supreme Court ruling curtails prominent BIPA defense

The federal contractor $15 minimum wage: Who, what, when, where, why, how

IRS provides new guidance on the COBRA premium subsidy under the American Rescue Plan Act

COVID-19 and employee mental health: What employers can do

What employers need to know about the COBRA premium subsidy provisions of the American Rescue Plan Act

New DOL guidance on missing participants: What employers should know

What employers need to know about mandatory COVID-19 vaccines and exceptions

Preliminary IRS guidance regarding traditional and QACA safe harbor 401(k) plans under the Secure Act

What employers should know about lifetime income disclosure requirements for defined contribution plans

COVID-19 and older employees: What employers should know and how they can lessen the impact

What employers should know about DOL’s final fiduciary rule and proposed prohibited transaction exemption for fiduciaries

How employers are changing employee benefits to address the COVID-19 pandemic

New relief for cafeteria plans and flexible spending accounts due to COVID-19

Supplemental unemployment benefit plans: A tool for employers responding to the COVID-19 crisis

Rabbi trusts: Taxation basics and drafting beyond the model language

Five things you should know about the DOL’s new Coronavirus paid leave rules

Employee benefit changes under the CARES Act: What employers need to know

City of Los Angeles enacts new sick pay ordinance

Retirement plan considerations during COVID-19

The COVID-19 Crisis: Questions and answers for employee welfare benefit plans

What employers need to know about the Families First Coronavirus Response Act

SECURE Act: What employers need to know for retirement plans

Coronavirus legislation may impact your paid leave and FMLA obligations

Proposed Section 162(m) regulations: Key provisions employers should know

Proposed price transparency rules for health care plans: What employers need to know about required disclosures

What should plan administrators do about uncashed retirement plan checks?

Minimum wage increases in 72 jurisdictions to take effect in 2020

NLRB overturns trio of Obama-era board decisions

What employers need to know about association retirement plans and efforts to expand access to multiple employer plans

Utilizing profits interests as equity incentive compensation

Seven things employers should know about Medicare for All

Employers: Are you ready for new California HR laws in 2020?

Choice of law provisions in ERISA plans will not result in uniformity

Tips for conducting a year-end 401(k) plan review

A checklist for drafting Section 457(f) plans for tax-exempt employers

Ten things employers should know about individual coverage HRAs

Section 4960 Excise Tax: What tax-exempt employers need to know

Surprise billing legislation: What employers need to know

What employers need to know to implement the new hardship withdrawal regulations

How employers can use employee benefits to address climate change

What’s new with the Illinois Wage Payment Act and four other HR law changes for 2019

Retirement plans under Tax Reform 2.0: How the Family Savings Act could affect employers

A top hat plan checklist for employers

When should you terminate a defined benefit plan? Four influential factors

IRS updates safe harbor 402(f) notices for eligible rollover distributions

5 takeaways from the employee ERISA win in McMillan

Shoring up the PBGC’s insurance program for multiemployer plans: An update

What’s in Your Health Savings Account?

2018 resolution: conduct ERISA fiduciary training

Beware the tail of the dog: 5 tips in dealing with employee benefits in mergers and acquisitions

Benefit issues impacting older workers

An ERISA claim check: 9 tips for effective and compliant claims procedures

Someone to watch over me and my 401(k)

Forewarned is forearmed? PBGC FAQs clarify the use of the early warning program

Something there is that doesn’t love a regulation

Supreme Court clarifies definition of ‘church plan’ under ERISA

DOL revises guidance regarding exercise of shareholder rights by ERISA fiduciaries

Halo looms over new decision that adds to ERISA risks for claims administrators

Are HR employees ‘investment advisors’ under the DOL’s fiduciary rule?

Did you consider the COBRA implications of your severance arrangement?

Technology companies: Are your employment policies due for a reboot?

IRS issues new rules for 'closed' defined benefit plans

Section 409A: Top 10 rules for compliant non-qualified deferred compensation

Get the basics on two federal bills affecting employee benefits

Staffing agency workers and ACA offers of coverage

New rules on the block: SEC targets executive compensation

Nonqualified deferred compensation plan update

IRS releases final forms for Health Care Reform reporting

DOL claims most workers classified as independent contractors are "employees" covered by the FLSA

Two key legislative developments impact wellness plans, non-qualified deferred compensation plans

Department of Labor issues final regulations on annual funding notices

2014 pension plan regulatory highlights

The battle over 4062(e) 'facility closure' liability

Full disclosure: A practical guide for the HR professional when preparing the retirement plan portions of a proxy statement

Missouri employers take note: don't wait to challenge the timeliness of a charge under the Missouri Human Rights Act

U.S. Department of Labor updates FMLA guidance about who is a "spouse" following Supreme Court ruling

Illinois employers face decision as appellate court limits offer of at-will employment as consideration for competition restrictions

U.S. Supreme Court strikes down DOMA: What it means for plan sponsors

NLRB posting requirement struck down by court; federal contractors still on the hook

TCLE

Employee Benefits Legal Updates

Breaking Developments in Employee Benefits Plans

Employee Benefits Update

Navigating HR Issues during the COVID-19 Emergency

Financial Risks Common in Employee Benefit Programs

Hot Topics in Welfare Benefits

Blog Posts

Blog Browse: Coronavirus legislation may impact your paid leave and FMLA obligations

7 facts employers and employees should know about HIPAA and the opioid crisis

How to avoid tax traps in life insurance

Higher ed braces for flood of lawsuits over retirement plans

Partner
St. Louis

Cathy focuses her practice on employee benefits, taxation and closely-held businesses.

Cathy focuses her practice on employee benefits, taxation and closely-held ...

Cathy Conrad
Senior Counsel
St. Louis

For more than 30 years, Lori has been helping clients solve some of the most challenging employee benefit problems.

For more than 30 years, Lori has been helping clients solve some of the mos...

Lori Jones
Partner
St. Louis

Michael's practice is focused on providing practical, comprehensive solutions that meet the business goals of clients in the employee benefits area of human resources law...

Michael's practice is focused on providing practical, comprehensive solutio...

Michael Lane
Senior Counsel
St. Louis

Rick devotes his entire practice to the defense of employers in ERISA litigation related to pension, life, health, and disability benefits, both self-funded and insured.

Rick devotes his entire practice to the defense of employers in ERISA litig...

Rick Pautler
Associate
St. Louis

Amy advises employers on retirement plans, health and welfare plans, compensation packages and other benefits.

Amy advises employers on retirement plans, health and welfare plans, compen...

Amy Dygert Stansfield
Senior Counsel
St. Louis

In an era of escalating pension liabilities and sweeping health care reforms, Trish serves as an employee benefits advisor to public and privately-owned businesses and go...

In an era of escalating pension liabilities and sweeping health care reform...

Trish Winchell